TEN DAYS TO ANSWER A CHARGE LETTER · 7 CFR 278.6(b)(1) · NO EXTENSIONS
212 300 5196
USDA FNS · RETAILER SANCTIONS · NATIONWIDE

Your store has ten days to answer the USDA.

SNAP violation defense for retailers, nationwide. A charge letter from the Food and Nutrition Service isn’t a court summons and it doesn’t wait for you to find a lawyer. It gives you ten days from receipt under 7 CFR 278.6(b)(1). What goes into the file during those ten days decides whether the authorization survives - and in a trafficking case, whether the civil money penalty stays available at all.

THE DEFAULT SANCTION
Trafficking carries permanent disqualification. 7 CFR 278.6(e)(1).
THE SCALE
FNS permanently disqualified roughly 1,600 retailers in a single fiscal year.
THE HARD RULE
FNS doesn’t grant extensions on the ten days. Not for illness, not for counsel.

TO RESPOND
WHAT HAS TO BE IN THE FILE
A written answer to every transaction in the attachment - not a denial, an explanation.
If trafficking is charged: a written request for a civil money penalty in lieu. Omit it and it’s gone.
Substantial evidence on all four criteria of 7 CFR 278.6(i).
A dated compliance policy and training records that predate the flagged dates.
WHAT IT MEANS
THE SANCTION ON THE TABLE
YOUR WINDOW
WHAT IT TAKES
WHERE THAT SITS ON THE LADDER
CMP IN LIEU
GUIDANCE, NOT LEGAL ADVICE HAVE IT READ TODAY
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WHO IS DEFENDING YOUR STORE
A second-generation trial firm the national press calls when the case is hard.
Spodek Law Group has tried the matters the country watched. The same file discipline goes into a ten-day answer for a corner store.
1976
THE FIRM’S FIRST
YEAR IN PRACTICE
50
STATES · FNS HAS
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A PERSON ANSWERS
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THE FIRM · WHY US

We owe loyalty to only you.

When you’re looking online, you have multiple options. There are so many firms advertising SNAP defense. Thankfully, your search is over. Spodek Law Group P.C. offers premier white-glove service and we’re unafraid of fighting. Unlike firms that are more focused on their relationship with the agency than with you, we owe loyalty to only YOU. Your store, your family, your license.

One reason our firm has such a high success rate is that we’re selective about who we work with. If we’re choosing to work with you, it’s because we think we can make a positive impact. That’s vastly different from firms that take on any client willing to pay. When you reach out, you start with a risk-free consultation - and you can ask us anything you want, regardless of how long it takes.

If there’s a way to keep your store in the program, we’ll find it. That’s the whole job.

Start with the risk-free consultation NO OBLIGATION · CONFIDENTIAL · 24/7
THE SIMPLE BELIEF
We should only take on clients we can actually help.
01 · A PERSON ANSWERS
Not a service, not a call center. Day or night, an attorney picks up - and strategy starts the day you call.
02 · TRANSPARENT FEES
We’re transparent about what this costs. There are no surprises, and we’re committed to fighting for your case irrespective of your ability to pay.
03 · NATIONWIDE, COAST TO COAST
One of the few firms with a fully online client portal - every filing, invoice and document, from day one, wherever your store is.
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THE CHARGE LETTER · ANNOTATED

Six sentences decide the case. Here is what each one is doing.

Owners read the letter and stop at the word permanent. Read it the way the agency wrote it. Tap a marked line.

UNITED STATES DEPARTMENT OF AGRICULTURE
FOOD AND NUTRITION SERVICE · RETAILER OPERATIONS DIVISION
RE: FNS STORE NUMBER · CERTIFIED MAIL, RETURN RECEIPT REQUESTED
This letter is to inform you that the Food and Nutrition Service has charged your firm with 01 as that term is defined in 7 CFR 271.2. 02 as provided by Section 278.6(e)(1) of the SNAP regulations. The charges are based on 03. 04. Under certain conditions, 05. 06.
COMPOSITE OF THE LANGUAGE FNS USES. NOT A REPRODUCTION OF ANY ONE LETTER.

WHAT WE DO WITH IT
THE EVIDENCE · ALERT

Nobody watched your register. A computer read your receipts.

Most charge letters begin with the Anti-Fraud Locator using EBT Retailer Transactions - ALERT. It compares your redemption pattern against stores of similar size and type nearby, then prints the outliers as your attachment. Some cases add an undercover buy. Most do not.

An outlier isn’t a crime. It’s a question the store can answer - if the answer is filed in the ten days.

THE ANSWERS THAT LAND
Delivery and jitney customers. Extended families on one card. Halal and specialty cuts sold by weight at high ticket. Weekly bulk shoppers with no car. A broken scanner and a month of keyed entries. Restock day. Payday. The first of the month.
PATTERN IN THE ATTACHMENT FLAGGED
01 Multiple transactions on the same household card inside a few minutes or hours.
02 Amounts that land on round dollars, or the same amount repeating across days.
03 A household’s entire monthly benefit emptied in one or two swipes.
04 Redemptions larger than your shelf space, cooler space, or invoices can support.
05 Volume far above comparable stores within the same few blocks.
06 Manually keyed card numbers where the rest of the block swipes.
THE LADDER · 7 CFR 278.6(e)

The regulation prices every allegation before anyone reads your side.

Find the language from your letter in the left column. That’s the number the agency starts from - and the number a response is built to move.

TERM WHAT TRIGGERS IT CITATION
6 months First sanction, and the record shows carelessness or poor supervision rather than intent - common nonfood items crossing the belt. 278.6(e)(5)
1 year First sanction with a pattern of selling common nonfood items - paper goods, soap, pet food, cigarettes at the counter. 278.6(e)(4)
3 years First sanction with a pattern of selling costly or conspicuous nonfood items, or a second sanction after a one-year term. 278.6(e)(3)
5 years A second sanction after a three-year term, or sales of firearms, ammunition, explosives or controlled substances that fall short of the permanent bar. 278.6(e)(2)
Permanent. Any finding that personnel of the firm trafficked - one clerk, one swap, attributed to the store. Also a third sanction of any kind. 278.6(e)(1)
WHOSE CONDUCT COUNTS
Yours, your family’s, and every clerk you have ever hired. The regulation says personnel of the firm. Whether you knew isn’t the question that saves the license.
WHEN IT STARTS
A permanent disqualification takes effect on receipt of the determination, even while review is pending. Term disqualifications wait for the review to run.
SELLING THE STORE
Transferring ownership after a disqualification triggers its own money penalty under 278.6(g) - doubled where the disqualification was permanent. It isn’t an exit.
THE LIFELINE · 7 CFR 278.6(i)

Pay a penalty. Keep the store open.

In a trafficking case there’s one door out of permanent, and it’s a civil money penalty in lieu. You have to ask for it in writing inside the same ten days, and you have to prove all four criteria by substantial evidence. Four of four. Three is a denial.

Ask late and the door isn’t narrower. It’s gone - 278.6(b)(2)(iii) forecloses it permanently.

WHO IS BARRED OUTRIGHT
Trafficking in firearms, ammunition, explosives or controlled substances done by ownership or management. A third trafficking offense. And any firm that let the ten days pass without asking.
THE NUMBER
FNS builds the penalty off your average monthly redemptions, then applies the caps set at 7 CFR 3.91(b)(3). Once the determination is final, full payment is due in thirty days or the disqualification takes effect anyway.
FOUR CRITERIA · CHECK WHAT YOU CAN PROVE /4
THE ROUTE · FROM LETTER TO COURTHOUSE

Four decision points. Two of them are ten days wide.

01
Charge letter
DAY 0 · CERTIFIED MAIL
The regional Retailer Operations Division states the charge, the sanction, and the attachment of flagged transactions. The clock starts on receipt, not on the date typed at the top.
02
Your response
10 DAYS · NO EXTENSIONS
The only stage where you control the record. Transaction-by-transaction explanations, invoices, inventory, register data, the compliance file, and the CMP request if trafficking is charged.
03
Determination
WEEKS TO MONTHS
The regional office weighs the letter, your response, and anything else in its file, then issues a sanction. Permanent disqualification bites immediately on receipt.
04
Administrative review
10 DAYS · 7 CFR 279
A written request moves the file to an Administrative Review Officer outside the region that charged you. New evidence can go in. The final agency decision issues from there.
05
Federal district court
30 DAYS · 7 U.S.C. 2023
A complaint filed within thirty days of the final decision gets a trial de novo - the court decides the validity of the action itself, on evidence, not on deference to the agency.
THE MISTAKE WE SEE MOST
Owners save their best evidence for the appeal. By then the CMP is gone and the store is closed.
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THE RECORD

Authorizations kept. Permanent bars reduced.

FILL BEFORE LAUNCH
Three real SNAP outcomes replace the bracketed lines below. Turn this notice off with the Outcome markers tweak.
TRAFFICKING CHARGE · CMP IN LIEU
Store open.
[FILL: store type, state, flagged period, what the compliance file proved, penalty amount, date]
CHARGE LETTER · RESPONSE STAGE
Charges withdrawn.
[FILL: store type, state, the innocent explanation for the flagged pattern, documents filed, date]
FEDERAL COURT · 7 U.S.C. 2023
Sanction cut.
[FILL: district, permanent bar reduced to what term, or penalty reduced from and to, date]
PRIOR RESULTS DO NOT GUARANTEE A SIMILAR OUTCOME.
FROM THE CLIENTS

Reproduced verbatim, spelling and all.

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"Very diligent, organized associates; got my case dismissed."
VERIFIED CLIENT REVIEW
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"Hard working attorneys who can put up with your anxiousness."
VERIFIED CLIENT REVIEW
FILL BEFORE LAUNCH
One review from a store owner - a SNAP retailer whose authorization was kept. Verbatim, with the platform named. Turn this notice off with the Outcome markers tweak.
READ THE LISTING →
RECOGNITIONS · SUPER LAWYERS 2020-25 · AVVO · SPELLING AND PHRASING AS WRITTEN BY THE CLIENTS
THE BENCH

This bench answers its own phone. Put it on your case.

Second generation, practicing since 1976. Your case isn’t handed to a paralegal and a template - a lawyer reads the attachment, calls your wholesaler, and drafts the response. Every client holds the senior partner’s cell number.
Spodek Law Group - the team
SPODEK LAW GROUP P.C. · NEW YORK
Todd Spodek
Todd Spodek
MANAGING PARTNER
Ralph Franco
Ralph Franco
SPODEK LAW GROUP P.C.
Jeremy Feigenbaum
Jeremy Feigenbaum
SPODEK LAW GROUP P.C.
Claire Banks
Claire Banks
SPODEK LAW GROUP P.C.
Alex Zhik
Alex Zhik
SPODEK LAW GROUP P.C.
Counsel reading a charge letter file
WHO ANSWERS
A charge letter isn’t a verdict. It’s a deadline with a sanction attached - and deadlines are winnable if you treat day one like day nine.
Todd Spodek MANAGING PARTNER · SPODEK LAW GROUP P.C.

Second-generation trial lawyer, in practice since 1976 as a firm. The office that has handled the cases the press followed handles the ones nobody covers the same way: read the file, find the record the government didn’t have, and put it in before the decision instead of after.

Call now · 212 300 5196 A PERSON ANSWERS · NOT A SERVICE
COUNSEL’S NOTES
USDA SNAP VIOLATIONS
RETAILER DEFENSE
NATIONWIDE
UPDATED 2026

What a USDA SNAP violation case actually is, and where it’s won

Start with what it’s not. There’s no arrest, no arraignment, no judge, and in most cases no prosecutor. A SNAP violation case begins as an administrative action by the Retailer Operations Division of USDA’s Food and Nutrition Service, and it arrives by certified mail. That difference matters, because the protections owners assume they have don’t attach here. Nobody reads you rights. Nobody appoints counsel. The agency has already reviewed the evidence and picked a sanction before you knew a case existed.

The evidence is usually data. FNS runs every authorized retailer’s redemptions through the Anti-Fraud Locator using EBT Retailer Transactions, and the system scores your store against comparable stores nearby. When your pattern diverges - too many large baskets, benefits drained in single swipes, repeat identical amounts, volume your shelf space can’t explain - the divergence gets printed as an attachment to a charge letter. Some cases add undercover buys, which produce a different kind of file. Data cases are more common, and they’re the ones most often beatable, because a pattern has more than one explanation and the agency only modeled one.

Then comes the part owners underestimate. The letter gives ten days from receipt to respond, under 7 CFR 278.6(b)(1), and FNS doesn’t extend it. If trafficking is charged - benefits exchanged for cash or anything other than eligible food - the default sanction is permanent disqualification under 278.6(e)(1), and it applies whether the owner knew or not, because the regulation reaches conduct by personnel of the firm. One clerk, one swap, one bad month, and the authorization the store was built on is gone.

Inside those ten days sits the only real lifeline. A firm charged with trafficking may ask FNS to impose a civil money penalty in lieu of permanent disqualification, and if the request is granted the store keeps accepting benefits. The request has to be in writing, it has to come inside the ten days, and it has to be supported by substantial evidence on all four criteria of 278.6(i): a written compliance policy, that policy in operation at this location before the violations, documented employee training, and ownership that didn’t know of, approve of, benefit from, or take part in the conduct. Fail one criterion and the request fails. Miss the deadline and 278.6(b)(2)(iii) makes the store permanently ineligible for the penalty - not later, ever. That single sentence closes more stores than the trafficking allegation does.

A serious response isn’t a letter saying you did nothing wrong. It’s a rebuilt record. Transaction by transaction against the attachment: who the customer was, what they bought, why the ticket was that size. Wholesale invoices and inventory counts that show the food existed to sell. Register and scanner data. Photographs of the aisles and coolers. Signed statements. The employee file, dated, with the training records that predate the flagged days. When those documents exist, the case changes character - and when they don’t exist yet, there’s often a lawful way to establish what the store’s practice actually was.

If the determination goes against you, two doors remain. A written request for administrative review moves the file out of the region that charged you to an Administrative Review Officer, and new evidence is allowed there. If the final agency decision still stands, 7 U.S.C. 2023 allows a complaint in federal district court within thirty days, and the review is de novo - the court decides the validity of the action on the evidence, not on deference to what FNS concluded. Both doors are narrower than the ten-day window, and both are far more expensive than getting the first response right.

If a charge letter is on your counter, the useful question isn’t whether the allegation is fair. It’s what can be documented before the tenth day. Call us and we’ll read the letter with you today. It’s risk-free, it’s confidential, and you can ask us anything.

GENERAL INFORMATION · NOT LEGAL ADVICE · NO ATTORNEY-CLIENT RELATIONSHIP Speak with counsel now →
QUESTIONS OWNERS ASK
SEND THE LETTER TO COUNSEL

Tell us what happened. Eight fields, two minutes - and a lawyer reads it today.

RISK FREE · CONFIDENTIAL · ANSWERED WITHIN 24 HOURS, GUARANTEED
Counsel reading a client file
WHAT HAPPENS NEXT
Today. A lawyer reads the letter and fixes your real deadline from the receipt date. You’ll know where you stand before we hang up.
Day one. If trafficking is charged, the written penalty request goes in immediately.
Days two to nine. Invoices, register data, inventory and the compliance file get assembled.
Before day ten. The response is filed, transaction by transaction, with exhibits.
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THE ASK

Read us the first line of the letter. We’ll tell you what day you’re on.

Charge letter, determination, denial, or a call from an investigator - the consultation costs nothing, stays between us, and happens today. Bring the envelope, the attachment, and your invoices if you have them. If you do not, bring the letter.

Call 212 300 5196
24/7 · CONFIDENTIAL · NATIONWIDE
BRING THESE IF YOU HAVE THEM
The charge letter and its envelope - the receipt date decides the deadline The transaction attachment, all pages Wholesale invoices for the flagged months Any written store rules and employee training records Your FNS store number
Call now · 212 300 5196